Effective Date: July 1st, 2020
Welcome to IScore Advisor! These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By using our services, you agree to these Terms, as well as our Privacy Policy. If you do not agree to these Terms, please do not use our website or services.
2. Services Provided
IScore Advisor specializes in mutual fund (MF) and exchange traded fund (ETF) research. We provide investors with our proprietary Investment Score (IScore), which is designed to evaluate the mid-term (12 months) prospective performance of investments on a scale from 0 to 10.
3. Eligibility
To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using our services, you represent and warrant that you meet these requirements.
4. Account Registration
To access certain features of our services, you may need to register for an account. You agree to:
- Provide accurate, current, and complete information during the registration process.
- Maintain and promptly update your account information.
- Keep your password secure and confidential.
- Notify us immediately of any unauthorized use of your account.
5. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:
- Use our services in any manner that could disable, overburden, damage, or impair the website.
- Use any robot, spider, or other automatic device, process, or means to access the website.
- Use our services for any fraudulent or illegal activity.
6. Intellectual Property Rights
All content, features, and functionality on our website, including but not limited to text, graphics, logos, images, and software, are the property of IScore Advisor or its licensors and are protected by intellectual property laws. You agree not to reproduce, distribute, modify, or create derivative works of any content without our prior written consent.
7. Investment Scores (IScore)
Our IScore is based on proprietary research and methodologies. While we strive to provide accurate and timely information, we do not guarantee the accuracy, completeness, or reliability of our IScore. Investment decisions are your sole responsibility, and you should consult with a financial advisor before making any investment decisions.
8. Disclaimer of Warranties
Our services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, IScore Advisor, its affiliates, and their respective officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.
10. Indemnification
You agree to indemnify, defend, and hold harmless IScore Advisor, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of our services.
11. Termination
We reserve the right to terminate or suspend your account and access to our services, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our services will immediately cease.
12. Governing Law
These Terms and your use of our services will be governed by and construed in accordance with the laws of the [State/Country], without regard to its conflict of law principles.
13. Changes to Terms
IScore Advisor reserves the right to update or modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of our services after any modifications to the Terms will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms.
14. Contact Us
If you have any questions about these Terms, please contact us at:
IScore Advisor LLC
Thank you for using IScore Advisor. We are committed to providing you with valuable investment research and guidance.